What financial benefits does VSME bring?

VSME improves access to financing, reduces interest costs by 10–30 basis points and can lead to millions in savings at the industry level[108][78].

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What financial benefits does VSME bring?

Short answer: VSME improves access to financing, reduces interest costs by 10–30 basis points and can lead to millions in savings at the industry level[108][78].

The EFRAG cost-benefit analysis anticipates that SMEs will receive interest advantages of 10–30 basis points through VSME; depending on loan volume, this can mean significant savings[111]. In the Karomia case study, the VSME report led to a 15-bps discount on an ESG-linked loan and reduced financing costs by approximately €3,000 per year[78]. Furthermore, VSME improves chances in public tenders and supplier sourcing, enabling companies to generate new revenue – the case study reports 15–20% more contracts[112]. Overall, EFRAG projects that by 2028, the industry could achieve additional revenues of several billion euros through easier access to capital and new business deals[80].

Sources: [78], [80], [112] Stop Drowning in ESG Requests: One VSME Report Can Do It All | Karomia Blog; [108], [111] VSME-Update: Vereinfachte Nachhaltigkeitsberichterstattung für KMUs - CSR Tools

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